Over the course of a career the average person can expect to accumulate between 7 and 11 pensions. If you have always been a member of a pension scheme, you could be forgiven for thinking […]
Do you have a Retirement Plan, or just a Pension?
Tag: retirement planning
Lifestyle Financial Planning
Are you unhappy with progress towards your financial goals? Do you have a good income but little to show for it? Have you been procrastinating regarding Retirement Planning, funding for children’s third level education or […]
Are you close to retirement? How Covid-19 could affect you.
If you have a pension which is defined contribution in nature and you had been thinking of retiring in the near future then it is likely that the Covid-19 crisis has implications for you. When […]
Do You Have Multiple Pensions?
Back in the day most people only accrued one or two pensions over their working life however society has changed and these days the average person can expect to end up with between 7 and […]
You probably have a Pension, but do you have a Retirement Plan?
Many people have a pension of one sort or another and these days it’s not unusual for a person to have several pensions, but when speaking about pensions the focus tends to be on the […]
What Scares You More, Halloween or Pensions?
I had a conversation today about pensions which was fairly insightful. The person I was speaking to told me that a lot of people like her who have reached middle age are paralysed into inaction […]
Product Suitability
You hear a lot of discussion about the suitability of certain financial products and which is the best product and the truth is that much of it is pointless. The truth is that you cannot […]
Pensions – the advantage of starting early
You have to save for your retirement anyway so why not start early and make the task easier. If you pay the higher rate of tax, for every €120 you contribute, the government will add […]
The Changing Face of Retirement
Retirement is changing. At the time the state pension was established the age of retirement was originally set at 65. The reason it was set this low was because life expectancy was so much less […]
Retirement Planning For An Uncertain Future
I had an encounter recently which illustrates for me the main reason for the low rate of pension uptake in Ireland. Around 18 months ago I met some friends for drinks. During the evening I […]