About Us
About Eoghan Gavigan
Click here to see a Video Introduction by Eoghan Gavigan
The principal of the firm Eoghan Gavigan has over 25 years’ experience in banking and finance across Treasury, Lending and Wealth Management. The holder of a Degree in Credit Management from DIT, Eoghan is also a holder of the Graduate Diploma in Financial Planning from University College Dublin. He is a member of the Institute of Banking as well as the Financial Planning Standards Board Ireland. All financial advisers must have a Qualified Financial Advisor (QFA) designation in order to provide financial advice which Eoghan has, however he also has the higher level Specialist Investment Adviser (SIA) and Certified Financial Planner (CFP) qualifications. The CFP qualification is the world’s most respected industry designation, held by only a select number of advisers.
Check us out in the media here.
About You
- You are probably in your 30’s or older
- You own your own home or are planning to purchase a home soon
- You have surplus income (although you may well feel that it is not being used optimally)
- You may have financial products (pensions, life assurance, investments etc) but they were sold to you by someone who had a target to achieve
- You are interested in developing a cohesive plan to achieve your financial objectives
About Financial Planning
Most of the important life choices which we make, about issues such as career, family planning, housing and leisure are based at least in part on our assessment of our ability to meet the costs involved. As such, how well we manage our money is an important determinant of our futures. Even so, many people don’t have any formal plan for this. With so many moving parts to the process, a plan is critical to success.
About the CFP Qualification
The Certified Financial Planner (CFP®) designation originated in the US in 1973. It is conferred by the FPSB in Ireland. In order to receive authorization to use the designation, the candidate must meet education, examination, experience and ethics requirements, and pay an ongoing certification fee. Minimum competency to work in financial services in Ireland is the Qualified Financial Adviser (QFA) qualification. There are around 16,500 QFA’s in Ireland and 740 CFP’s.
How Does This Help You
Most financial products are sold because the seller had a target to achieve, not because you had a need. Many people who approach us for financial planning services tell us that they feel that what they have been getting is sales, and they want advice. Financial Planning starts with you and the financial and life objectives which you want to achieve. Our most successful clients use Financial Planning to manage their finances and accumulate wealth. Studies have shown that people who engage in Financial Planning are more on track with their financial affairs and have higher net worths.
Why We Changed Our Practice To Focus On Financial Planning
Most people feel that they aren’t well served by the traditional financial advice model. Commission based sales creates a huge conflict of interest as in order for a financial adviser to be paid for his work he must sell you a financial product, and if he sells you a product with higher charges he gets paid more. The financial advice industry focuses on the sale of financial products. We focus on you and the financial and life objectives which you want to achieve.
Want to hear more?
Make contact today and we’ll explain the benefits of lifestyle financial planning.
CONTACT USBOOK A VIDEO CALL
