About Us
About Highfield Financial Planning
The principal of the firm Eoghan Gavigan has over 27 years’ experience in banking and finance across Treasury, Lending and Wealth Management. The holder of a Degree in Credit Management from DIT, Eoghan is also a holder of the Graduate Diploma in Financial Planning from University College Dublin. He is a member of the Institute of Banking as well as the Financial Planning Standards Board Ireland. All financial advisers must have a Qualified Financial Advisor (QFA) designation in order to provide financial advice which Eoghan has, however he also has the higher level Specialist Investment Adviser (SIA) and Certified Financial Planner (CFP) qualifications. The CFP qualification is the world’s most respected industry designation, held by only a select number of advisers.
Click here to see a Video Introduction by Eoghan Gavigan.
About You
- You want help with a financial issue or objective
- You are interested in advice rather than sales; you don’t want to be sold to
- You are serious about making the most of your finances
- You don’t want the stress of dealing with the mass market offerings which are available; you haven’t time to spend waiting on hold
- You may have financial products (pensions, life assurance, investments etc) but they were sold to you by someone who had a target to achieve
- You want financial advice from someone who acts as a fiduciary (who acts in your best interest)
About Financial Planning
Most of the important life choices which we make, about issues such as career, family planning, housing and leisure are based at least in part on our assessment of our ability to meet the costs involved. As such, how well we manage our money is an important determinant of our futures. Even so, many people don’t have any formal plan for this. With so many moving parts to the process, a plan is critical to success.
About the CFP Qualification
The Certified Financial Planner (CFP®) designation originated in the US in 1973. It is conferred by the FPSB in Ireland. In order to receive authorization to use the designation, the candidate must meet education, examination, experience and ethics requirements, and pay an ongoing certification fee. Minimum competency to work in financial services in Ireland is the Qualified Financial Adviser (QFA) qualification. There are around 22,000 QFA’s in Ireland and 900 CFP’s.
How Does This Help You
Most financial products are sold because the seller had a target to achieve, not because you had a need. Many people who approach us for financial planning services tell us that they feel that what they have been getting is sales, and they want advice. Financial Planning starts with you and the financial and life objectives which you want to achieve. Our most successful clients use Financial Planning to manage their finances and accumulate wealth. Studies have shown that people who engage in Financial Planning are more on track with their financial affairs and have higher net worths.
Why We Changed Our Practice To Focus On Financial Planning
Most people feel that they aren’t well served by the traditional financial advice model. Commission based sales creates a huge conflict of interest as in order for a financial adviser to be paid for his work he must sell you a financial product, and if he sells you a product with higher charges he gets paid more. The financial advice industry focuses on the sale of financial products. We focus on you and the financial and life objectives which you want to achieve.
Want to hear more?
Make contact today and we’ll tell you more about the kind of work we do.
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