- Have you money in the Bank earning little or no interest?
- Are you concerned about current high inflation eating into the value of your savings?
- Perhaps you are closing a savings account held in Ulster Bank or KBC Bank, or you have received a lump sum from an inheritance or the sale of a business, and you need to explore ways of making that money work for you?
The way to defeat inflation is by investing in real assets. Real assets are assets that tend to grow by more than the rate of inflation like equities (shares) and property.
What ways can I invest?
If you have savings sitting in a bank account which you want to invest, this is called a single premium or lump sum investment. If you have surplus monthly income which you want to invest, this is called an instalment savings plan.
You may not have invested to date due to concerns about losing money, but you should remember that in a high inflation environment like we have at present, by not investing you are choosing a certain loss rather than the risk of a loss.
Investing is not only about maximising investment returns, it is about finding solutions to problems which will be set by the client based on their circumstances and what it is that they want to achieve, and doing so while keeping within certain parameters.
- A client may be seeking to grow their assets
- Another client might have accumulated substantial wealth and their primary goal might be to protect the value of their assets from inflation while limiting risk
- Another might have funds from which they want to derive a sustainable income for a set period of time
Furthermore, clients can have their own very particular set of circumstances.
A large part of the process is finding out what is important to the client, and devising strategies to accomplish this as efficiently as possible and while limiting downside risk.
The key to successful investing is diversification. We deal with all life assurers in the state which means we can offer an extensive range of investments to suit all risk profiles.
Many of our clients tell us that they feel that what they have been getting is sales, and they want advice. Talk to us today about getting real investment advice.
How We Are Different
Check us out in the media here.
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By Telephone 01 546 1100
Use the Form on this Page
Email to [email protected]
Book a Zoom call with us here.
Happy to start the process? Click here to complete a factfind and tell us your objectives
The material and information contained on this website is for general information purposes only. Neither the writer nor Highfield Financial Planning Ltd makes any warranty as to the completeness, accuracy or reliability of the information or the suitability or availability of products or services, referred to on the website, for any purpose. You should not rely on any information contained on this website as a basis for making any financial, legal, taxation or other decision. The information presented does not include all the considerations which are relevant to the topic discussed as to do so would render it un-readable. When considering any financial issue you should seek the advice of a suitably qualified adviser.
BOOK A FREE NO-OBLIGATION CHAT
By Telephone 01 546 1100
Use the Form on this Page
Email to [email protected]
Book a Zoom call with us here.
Happy to start the process? Click here to complete a factfind and tell us your objectives
The material and information contained on this website is for general information purposes only. Neither the writer nor Highfield Financial Planning Ltd makes any warranty as to the completeness, accuracy or reliability of the information or the suitability or availability of products or services, referred to on the website, for any purpose. You should not rely on any information contained on this website as a basis for making any financial, legal, taxation or other decision. The information presented does not include all the considerations which are relevant to the topic discussed as to do so would render it un-readable. When considering any financial issue you should seek the advice of a suitably qualified adviser.
About Highfield Financial Planning
We provide superior advice on Financial Planning services to business owners, professionals and their families. The principal of the firm Eoghan Gavigan has over 25 years’ experience in banking and finance across Treasury, Lending and Wealth Management and is a Qualified Financial Adviser (QFA) and a Certified Financial Planner (CFP). The CFP qualification is the world’s most respected industry designation, held by only a select number of advisers. As Specialist Investment Advisers we can provide you with detailed investment advice on your pensions and investments.
We want you to be comfortable in your dealings with us. We provide a number of suggestions here for ways that you may be able to obtain comfort that we are the right Financial Planner for you.
Our Process
Why We Changed Our Business To Focus On Financial Planning
Having been involved in Financial Services for over 25 years our experience is that most people feel that they aren’t well served by the traditional financial advice model. Commission based sales creates a huge conflict of interest as in order for a financial adviser to be paid for his work he must sell you a financial product.
Many people who approach us for financial planning services tell us that they feel that what they have been getting is sales, and they want advice.
Our most successful clients use Financial Planning to manage their finances and accumulate wealth. Studies have shown that people who engage in Financial Planning are more on track with their financial affairs and have higher net worths.
Who Is Financial Planning Suitable For?
- You own your own home or are planning to purchase a home soon
- You have surplus income (although you may well feel that it is not being used optimally)
- You may have financial products (pensions, life assurance, investments etc) but they were sold to you by someone who had a target to achieve
- You are interested in developing a cohesive plan to achieve your financial objectives
Want to hear more?
Make contact today and we’ll explain the benefits of lifestyle financial planning.
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