The principal of the firm Eoghan Gavigan has over 24 years’ experience in banking and finance across Treasury, Lending and Wealth Management. The holder of a Degree in Credit Management from DIT, Eoghan is also a QFA and a holder of the Graduate Diploma in Financial Planning from University College Dublin. He is a member of the Institute of Banking as well as the Financial Planning Standards Board Ireland and is a Specialist Investment Adviser and a Certified Financial Planner™.
We understand that you are unlikely to entrust us with your financial affairs based on a visit to this website alone. Here are some ways that you might be able to get comfort that we are the right adviser for you;
We're members of Brokers Ireland, the Financial Planning Standards Board and the Institute of Banking. We undergo Continuous Professional Development (CPD) which involves the completion of a minimum number of hours of education every year. These are tracked and audited by the relevant body. This means we are up to date with developments in the industry and helps ensure that you get quality advice.
Whereas many financial salespeople focus on products because they are thinking short term, we focus on you and the (usually long term) objective which you wish to achieve, and we use this to determine what you need to do now. A fiduciary duty is a legal or ethical duty to act in the best interest of the client rather than the advisers own best interest. We undertake always to act in your best interest.
It doesn't end when we arrange a product for you. With your consent we'll stay in touch to help ensure that your objectives are achieved. For your part you should ensure that you keep us informed of any material change in your circumstances such as a change of employment, health, family circumstances etc.
As a CFP® practitioner we consider that we have a higher standard to uphold than other financial service professionals. For example, while a tied agent will recommend a product for you which is provided by their employer (because by definition that is all they can do), we will conduct a fair analysis of the market and will always recommend the product and provider which is the most suitable to your needs. Our process is fully transparent and we will always act in your best interest.
We get paid a commission from any company with which we arrange a product for you and in this case, there are no further fees payable by you.
If you wish you can elect to pay for our services by means of a fee and sometimes it may be to your advantage to do so. For fee-based advice, the fees will be agreed in writing prior to us commencing work. In all cases, we will facilitate an initial meeting free of charge.
Call us now to arrange a free, no obligation exploratory meeting or Zoom call.
To start making plans to secure your financial future, please get in touch by phone or email, or using this contact form.