Whether you want to protect your family or your business from death or illness we can help. We can arrange and advise on the full range of protection products;
Arranging protection products often doesn’t get the attention is deserves. That’s why so many people have a level of cover which bears no relationship to their needs and very often have products which don’t have the features they need and/or aren’t structured correctly.
Our main tasks when advising on protection products are:
To explain the differences between the various products in simple terms and without using technical jargon
For example, some products like Income Protection and Specified Illness can fulfil a similar need but they do it in entirely different ways. Which you should choose will often depend on your personal circumstances.
To ascertain which features you value and use this information to recommend an appropriate product
Many providers in the market price match each other so very often you won’t be able to narrow down your choice of provider based on price alone. It makes sense to research the features available and use this to choose the product which best suits your circumstances.
To calculate the appropriate level of cover.
In our experience there are three ways people choose their level of cover;
Life cover is currently more affordable than ever so now is the time to get the cover you need. Having insufficient cover, the wrong product or a poorly structured product is almost as bad as not having any protection products at all. For example most parents want to have a level of cover which in the event of the demise of an earner will replace lost income until their youngest child has finished third level education, yet the average payout by one life assurance company last year was only €76,000 (less than twice the average industrial wage).
We get paid a commission from any company with which we arrange a product for you and in this case there are no further fees payable by you.
To start making plans to secure your financial future, please get in touch by phone or email, or using this contact form.